• Kraemer Insurance Agency - Medicare & Retirement Planning

  • Life Insurance - Because You Love Them

    Nothing is more important than protecting your loved ones and their future. Call for a policy that meets your needs.
  • Victorville Medicare Insurance Supplements

    A Medicare supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
  • Expertise. Service. Integrity. We get it!

    We are Certified Health Care agents, ready and willing to assist you in obtaining the coverage you want, along with receiving the maximum tax credits available to you.
  • Building a Healthy Victorville Community

    We care about providing you with the proper health insurance coverage to fit your budget and needs. Please spend the time necessary on our website to become fimilar with the new law, Affordable Care Act often referred to as Obamacare. Contact us when you are ready to receive our help.
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Find Insurance Options

This tool will help you find the health insurance best suited to your needs, whether it's private insurance for individuals, families, and small businesses, or public programs that may work for you. It was created to help consumers under the health insurance reform law, the Affordable Care Act.

 

 Life Insurance

Life insurance policies offer essential financial protection for families, especially those with school-age children, against a rare but potentially devastating event, the premature death of a household’s primary wage-earner.

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Health Insurance Basics

In this section you’ll find information that will help you with health insurance, whether you need coverage or already have it. It also includes specific information for people with Medicare, those who need free or low-cost care, large and small employers, and the self-employed.

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Comparing Coverages

You may be eligible for preventive care such as blood pressure and cholesterol tests, mammograms, colonoscopies, screenings for osteoporosis and more.

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